diff --git a/backend/src/auth/RIGHTS.ts b/backend/src/auth/RIGHTS.ts
index 4b9036eed..a2e92a2cc 100644
--- a/backend/src/auth/RIGHTS.ts
+++ b/backend/src/auth/RIGHTS.ts
@@ -21,6 +21,8 @@ export enum RIGHTS {
   CREATE_TRANSACTION_LINK = 'CREATE_TRANSACTION_LINK',
   DELETE_TRANSACTION_LINK = 'DELETE_TRANSACTION_LINK',
   QUERY_TRANSACTION_LINK = 'QUERY_TRANSACTION_LINK',
+  REDEEM_TRANSACTION_LINK = 'REDEEM_TRANSACTION_LINK',
+  LIST_TRANSACTION_LINKS = 'LIST_TRANSACTION_LINKS',
   // Admin
   SEARCH_USERS = 'SEARCH_USERS',
   CREATE_PENDING_CREATION = 'CREATE_PENDING_CREATION',
diff --git a/backend/src/auth/ROLES.ts b/backend/src/auth/ROLES.ts
index 2a86b5bab..82c689848 100644
--- a/backend/src/auth/ROLES.ts
+++ b/backend/src/auth/ROLES.ts
@@ -20,6 +20,8 @@ export const ROLE_USER = new Role('user', [
   RIGHTS.HAS_ELOPAGE,
   RIGHTS.CREATE_TRANSACTION_LINK,
   RIGHTS.DELETE_TRANSACTION_LINK,
+  RIGHTS.REDEEM_TRANSACTION_LINK,
+  RIGHTS.LIST_TRANSACTION_LINKS,
 ])
 export const ROLE_ADMIN = new Role('admin', Object.values(RIGHTS)) // all rights
 
diff --git a/backend/src/graphql/arg/QueryTransactionLinkArgs.ts b/backend/src/graphql/arg/QueryTransactionLinkArgs.ts
deleted file mode 100644
index 2dcd29572..000000000
--- a/backend/src/graphql/arg/QueryTransactionLinkArgs.ts
+++ /dev/null
@@ -1,10 +0,0 @@
-import { ArgsType, Field, Int } from 'type-graphql'
-
-@ArgsType()
-export default class QueryTransactionLinkArgs {
-  @Field(() => String)
-  code: string
-
-  @Field(() => Int, { nullable: true })
-  redeemUserId?: number
-}
diff --git a/backend/src/graphql/enum/TransactionTypeId.ts b/backend/src/graphql/enum/TransactionTypeId.ts
index 497ad5055..ff64f3158 100644
--- a/backend/src/graphql/enum/TransactionTypeId.ts
+++ b/backend/src/graphql/enum/TransactionTypeId.ts
@@ -6,6 +6,7 @@ export enum TransactionTypeId {
   RECEIVE = 3,
   // This is a virtual property, never occurring on the database
   DECAY = 4,
+  TRANSACTION_LINK = 5,
 }
 
 registerEnumType(TransactionTypeId, {
diff --git a/backend/src/graphql/resolver/TransactionLinkResolver.ts b/backend/src/graphql/resolver/TransactionLinkResolver.ts
index 071444de9..835b84cbf 100644
--- a/backend/src/graphql/resolver/TransactionLinkResolver.ts
+++ b/backend/src/graphql/resolver/TransactionLinkResolver.ts
@@ -5,14 +5,17 @@ import { Resolver, Args, Arg, Authorized, Ctx, Mutation, Query } from 'type-grap
 import { getCustomRepository } from '@dbTools/typeorm'
 import { TransactionLink } from '@model/TransactionLink'
 import { TransactionLink as dbTransactionLink } from '@entity/TransactionLink'
-import TransactionLinkArgs from '@arg/TransactionLinkArgs'
-import QueryTransactionLinkArgs from '@arg/QueryTransactionLinkArgs'
+import { User as dbUser } from '@entity/User'
 import { UserRepository } from '@repository/User'
+import TransactionLinkArgs from '@arg/TransactionLinkArgs'
+import Paginated from '@arg/Paginated'
 import { calculateBalance } from '@/util/validate'
 import { RIGHTS } from '@/auth/RIGHTS'
 import { randomBytes } from 'crypto'
 import { User } from '@model/User'
 import { calculateDecay } from '@/util/decay'
+import { executeTransaction } from './TransactionResolver'
+import { Order } from '@enum/Order'
 
 // TODO: do not export, test it inside the resolver
 export const transactionLinkCode = (date: Date): string => {
@@ -96,30 +99,72 @@ export class TransactionLinkResolver {
 
   @Authorized([RIGHTS.QUERY_TRANSACTION_LINK])
   @Query(() => TransactionLink)
-  async queryTransactionLink(
-    @Args() { code, redeemUserId }: QueryTransactionLinkArgs,
-  ): Promise<TransactionLink> {
+  async queryTransactionLink(@Arg('code') code: string): Promise<TransactionLink> {
     const transactionLink = await dbTransactionLink.findOneOrFail({ code })
-    const userRepository = getCustomRepository(UserRepository)
-    const user = await userRepository.findOneOrFail({ id: transactionLink.userId })
-    let userRedeem = null
-    if (redeemUserId && !transactionLink.redeemedBy) {
-      const redeemedByUser = await userRepository.findOne({ id: redeemUserId })
-      if (!redeemedByUser) {
-        throw new Error('Unable to find user that redeem the link')
-      }
-      userRedeem = new User(redeemedByUser)
-      transactionLink.redeemedBy = userRedeem.id
-      await dbTransactionLink.save(transactionLink).catch(() => {
-        throw new Error('Unable to save transaction link')
-      })
-    } else if (transactionLink.redeemedBy) {
-      const redeemedByUser = await userRepository.findOne({ id: redeemUserId })
-      if (!redeemedByUser) {
-        throw new Error('Unable to find user that has redeemed the link')
-      }
-      userRedeem = new User(redeemedByUser)
+    const user = await dbUser.findOneOrFail({ id: transactionLink.userId })
+    let redeemedBy: User | null = null
+    if (transactionLink && transactionLink.redeemedBy) {
+      redeemedBy = new User(await dbUser.findOneOrFail({ id: transactionLink.redeemedBy }))
     }
-    return new TransactionLink(transactionLink, new User(user), userRedeem)
+    return new TransactionLink(transactionLink, new User(user), redeemedBy)
+  }
+
+  @Authorized([RIGHTS.LIST_TRANSACTION_LINKS])
+  @Query(() => [TransactionLink])
+  async listTransactionLinks(
+    @Args()
+    { currentPage = 1, pageSize = 5, order = Order.DESC }: Paginated,
+    @Ctx() context: any,
+  ): Promise<TransactionLink[]> {
+    const userRepository = getCustomRepository(UserRepository)
+    const user = await userRepository.findByPubkeyHex(context.pubKey)
+    // const now = new Date()
+    const transactionLinks = await dbTransactionLink.find({
+      where: {
+        userId: user.id,
+        redeemedBy: null,
+        // validUntil: MoreThan(now),
+      },
+      order: {
+        createdAt: order,
+      },
+      skip: (currentPage - 1) * pageSize,
+      take: pageSize,
+    })
+    return transactionLinks.map((tl) => new TransactionLink(tl, new User(user)))
+  }
+
+  @Authorized([RIGHTS.REDEEM_TRANSACTION_LINK])
+  @Mutation(() => Boolean)
+  async redeemTransactionLink(@Arg('id') id: number, @Ctx() context: any): Promise<boolean> {
+    const userRepository = getCustomRepository(UserRepository)
+    const user = await userRepository.findByPubkeyHex(context.pubKey)
+    const transactionLink = await dbTransactionLink.findOneOrFail({ id })
+    const linkedUser = await dbUser.findOneOrFail({ id: transactionLink.userId })
+
+    const now = new Date()
+
+    if (user.id === linkedUser.id) {
+      throw new Error('Cannot redeem own transaction link.')
+    }
+
+    if (transactionLink.validUntil.getTime() < now.getTime()) {
+      throw new Error('Transaction Link is not valid anymore.')
+    }
+
+    if (transactionLink.redeemedBy) {
+      throw new Error('Transaction Link already redeemed.')
+    }
+
+    await executeTransaction(transactionLink.amount, transactionLink.memo, linkedUser, user)
+
+    // TODO: Rollback transaction when updating links fails
+    transactionLink.redeemedAt = now
+    transactionLink.redeemedBy = user.id
+    transactionLink.save().catch(() => {
+      throw new Error('Could not update transaction link.')
+    })
+
+    return true
   }
 }
diff --git a/backend/src/graphql/resolver/TransactionResolver.ts b/backend/src/graphql/resolver/TransactionResolver.ts
index 1d1a00c39..20b56af7e 100644
--- a/backend/src/graphql/resolver/TransactionResolver.ts
+++ b/backend/src/graphql/resolver/TransactionResolver.ts
@@ -30,10 +30,87 @@ import { calculateBalance, isHexPublicKey } from '@/util/validate'
 import { RIGHTS } from '@/auth/RIGHTS'
 import { User } from '@model/User'
 import { communityUser } from '@/util/communityUser'
-import { virtualDecayTransaction } from '@/util/virtualDecayTransaction'
+import { virtualLinkTransaction, virtualDecayTransaction } from '@/util/virtualTransactions'
 import Decimal from 'decimal.js-light'
 import { calculateDecay } from '@/util/decay'
 
+export const executeTransaction = async (
+  amount: Decimal,
+  memo: string,
+  sender: dbUser,
+  recipient: dbUser,
+): Promise<boolean> => {
+  if (sender.id === recipient.id) {
+    throw new Error('Sender and Recipient are the same.')
+  }
+
+  // validate amount
+  const receivedCallDate = new Date()
+  const sendBalance = await calculateBalance(sender.id, amount.mul(-1), receivedCallDate)
+  if (!sendBalance) {
+    throw new Error("user hasn't enough GDD or amount is < 0")
+  }
+
+  const queryRunner = getConnection().createQueryRunner()
+  await queryRunner.connect()
+  await queryRunner.startTransaction('READ UNCOMMITTED')
+  try {
+    // transaction
+    const transactionSend = new dbTransaction()
+    transactionSend.typeId = TransactionTypeId.SEND
+    transactionSend.memo = memo
+    transactionSend.userId = sender.id
+    transactionSend.linkedUserId = recipient.id
+    transactionSend.amount = amount.mul(-1)
+    transactionSend.balance = sendBalance.balance
+    transactionSend.balanceDate = receivedCallDate
+    transactionSend.decay = sendBalance.decay.decay
+    transactionSend.decayStart = sendBalance.decay.start
+    transactionSend.previous = sendBalance.lastTransactionId
+    await queryRunner.manager.insert(dbTransaction, transactionSend)
+
+    const transactionReceive = new dbTransaction()
+    transactionReceive.typeId = TransactionTypeId.RECEIVE
+    transactionReceive.memo = memo
+    transactionReceive.userId = recipient.id
+    transactionReceive.linkedUserId = sender.id
+    transactionReceive.amount = amount
+    const receiveBalance = await calculateBalance(recipient.id, amount, receivedCallDate)
+    transactionReceive.balance = receiveBalance ? receiveBalance.balance : amount
+    transactionReceive.balanceDate = receivedCallDate
+    transactionReceive.decay = receiveBalance ? receiveBalance.decay.decay : new Decimal(0)
+    transactionReceive.decayStart = receiveBalance ? receiveBalance.decay.start : null
+    transactionReceive.previous = receiveBalance ? receiveBalance.lastTransactionId : null
+    transactionReceive.linkedTransactionId = transactionSend.id
+    await queryRunner.manager.insert(dbTransaction, transactionReceive)
+
+    // Save linked transaction id for send
+    transactionSend.linkedTransactionId = transactionReceive.id
+    await queryRunner.manager.update(dbTransaction, { id: transactionSend.id }, transactionSend)
+
+    await queryRunner.commitTransaction()
+  } catch (e) {
+    await queryRunner.rollbackTransaction()
+    throw new Error(`Transaction was not successful: ${e}`)
+  } finally {
+    await queryRunner.release()
+  }
+
+  // send notification email
+  // TODO: translate
+  await sendTransactionReceivedEmail({
+    senderFirstName: sender.firstName,
+    senderLastName: sender.lastName,
+    recipientFirstName: recipient.firstName,
+    recipientLastName: recipient.lastName,
+    email: recipient.email,
+    amount,
+    memo,
+  })
+
+  return true
+}
+
 @Resolver()
 export class TransactionResolver {
   @Authorized([RIGHTS.TRANSACTION_LIST])
@@ -112,11 +189,29 @@ export class TransactionResolver {
     const self = new User(user)
     const transactions: Transaction[] = []
 
-    // decay transaction
+    const transactionLinkRepository = getCustomRepository(TransactionLinkRepository)
+    const { sumHoldAvailableAmount, sumAmount, lastDate, firstDate } =
+      await transactionLinkRepository.summary(user.id, now)
+
+    // decay & link transactions
     if (!onlyCreations && currentPage === 1 && order === Order.DESC) {
       transactions.push(
         virtualDecayTransaction(lastTransaction.balance, lastTransaction.balanceDate, now, self),
       )
+      // virtual transaction for pending transaction-links sum
+      if (sumHoldAvailableAmount.greaterThan(0)) {
+        transactions.push(
+          virtualLinkTransaction(
+            lastTransaction.balance.minus(sumHoldAvailableAmount.toString()),
+            sumAmount,
+            sumHoldAvailableAmount,
+            sumHoldAvailableAmount.minus(sumAmount.toString()),
+            firstDate || now,
+            lastDate || now,
+            self,
+          ),
+        )
+      }
     }
 
     // transactions
@@ -128,13 +223,10 @@ export class TransactionResolver {
       transactions.push(new Transaction(userTransaction, self, linkedUser))
     })
 
-    const transactionLinkRepository = getCustomRepository(TransactionLinkRepository)
-    const toHoldAvailable = await transactionLinkRepository.sumAmountToHoldAvailable(user.id, now)
-
     // Construct Result
     return new TransactionList(
       calculateDecay(lastTransaction.balance, lastTransaction.balanceDate, now).balance.minus(
-        toHoldAvailable.toString(),
+        sumHoldAvailableAmount.toString(),
       ),
       transactions,
       userTransactionsCount,
@@ -154,12 +246,6 @@ export class TransactionResolver {
     if (senderUser.pubKey.length !== 32) {
       throw new Error('invalid sender public key')
     }
-    // validate amount
-    const receivedCallDate = new Date()
-    const sendBalance = await calculateBalance(senderUser.id, amount.mul(-1), receivedCallDate)
-    if (!sendBalance) {
-      throw new Error("user hasn't enough GDD or amount is < 0")
-    }
 
     // validate recipient user
     const recipientUser = await dbUser.findOne({ email: email }, { withDeleted: true })
@@ -173,62 +259,7 @@ export class TransactionResolver {
       throw new Error('invalid recipient public key')
     }
 
-    const queryRunner = getConnection().createQueryRunner()
-    await queryRunner.connect()
-    await queryRunner.startTransaction('READ UNCOMMITTED')
-    try {
-      // transaction
-      const transactionSend = new dbTransaction()
-      transactionSend.typeId = TransactionTypeId.SEND
-      transactionSend.memo = memo
-      transactionSend.userId = senderUser.id
-      transactionSend.linkedUserId = recipientUser.id
-      transactionSend.amount = amount.mul(-1)
-      transactionSend.balance = sendBalance.balance
-      transactionSend.balanceDate = receivedCallDate
-      transactionSend.decay = sendBalance.decay.decay
-      transactionSend.decayStart = sendBalance.decay.start
-      transactionSend.previous = sendBalance.lastTransactionId
-      await queryRunner.manager.insert(dbTransaction, transactionSend)
-
-      const transactionReceive = new dbTransaction()
-      transactionReceive.typeId = TransactionTypeId.RECEIVE
-      transactionReceive.memo = memo
-      transactionReceive.userId = recipientUser.id
-      transactionReceive.linkedUserId = senderUser.id
-      transactionReceive.amount = amount
-      const receiveBalance = await calculateBalance(recipientUser.id, amount, receivedCallDate)
-      transactionReceive.balance = receiveBalance ? receiveBalance.balance : amount
-      transactionReceive.balanceDate = receivedCallDate
-      transactionReceive.decay = receiveBalance ? receiveBalance.decay.decay : new Decimal(0)
-      transactionReceive.decayStart = receiveBalance ? receiveBalance.decay.start : null
-      transactionReceive.previous = receiveBalance ? receiveBalance.lastTransactionId : null
-      transactionReceive.linkedTransactionId = transactionSend.id
-      await queryRunner.manager.insert(dbTransaction, transactionReceive)
-
-      // Save linked transaction id for send
-      transactionSend.linkedTransactionId = transactionReceive.id
-      await queryRunner.manager.update(dbTransaction, { id: transactionSend.id }, transactionSend)
-
-      await queryRunner.commitTransaction()
-    } catch (e) {
-      await queryRunner.rollbackTransaction()
-      throw new Error(`Transaction was not successful: ${e}`)
-    } finally {
-      await queryRunner.release()
-    }
-
-    // send notification email
-    // TODO: translate
-    await sendTransactionReceivedEmail({
-      senderFirstName: senderUser.firstName,
-      senderLastName: senderUser.lastName,
-      recipientFirstName: recipientUser.firstName,
-      recipientLastName: recipientUser.lastName,
-      email: recipientUser.email,
-      amount,
-      memo,
-    })
+    await executeTransaction(amount, memo, senderUser, recipientUser)
 
     return true
   }
diff --git a/backend/src/typeorm/repository/TransactionLink.ts b/backend/src/typeorm/repository/TransactionLink.ts
index 5f7531bc8..2ce937d8d 100644
--- a/backend/src/typeorm/repository/TransactionLink.ts
+++ b/backend/src/typeorm/repository/TransactionLink.ts
@@ -4,13 +4,33 @@ import Decimal from 'decimal.js-light'
 
 @EntityRepository(dbTransactionLink)
 export class TransactionLinkRepository extends Repository<dbTransactionLink> {
-  async sumAmountToHoldAvailable(userId: number, date: Date): Promise<Decimal> {
-    const { sum } = await this.createQueryBuilder('transactionLinks')
-      .select('SUM(transactionLinks.holdAvailableAmount)', 'sum')
-      .where('transactionLinks.userId = :userId', { userId })
-      .andWhere('transactionLinks.redeemedAt is NULL')
-      .andWhere('transactionLinks.validUntil > :date', { date })
-      .getRawOne()
-    return sum ? new Decimal(sum) : new Decimal(0)
+  async summary(
+    userId: number,
+    date: Date,
+  ): Promise<{
+    sumHoldAvailableAmount: Decimal
+    sumAmount: Decimal
+    lastDate: Date | null
+    firstDate: Date | null
+  }> {
+    const { sumHoldAvailableAmount, sumAmount, lastDate, firstDate } =
+      await this.createQueryBuilder('transactionLinks')
+        .select('SUM(transactionLinks.holdAvailableAmount)', 'sumHoldAvailableAmount')
+        .addSelect('SUM(transactionLinks.amount)', 'sumAmount')
+        .addSelect('MAX(transactionLinks.validUntil)', 'lastDate')
+        .addSelect('MIN(transactionLinks.createdAt)', 'firstDate')
+        .where('transactionLinks.userId = :userId', { userId })
+        .andWhere('transactionLinks.redeemedAt is NULL')
+        .andWhere('transactionLinks.validUntil > :date', { date })
+        .orderBy('transactionLinks.createdAt', 'DESC')
+        .getRawOne()
+    return {
+      sumHoldAvailableAmount: sumHoldAvailableAmount
+        ? new Decimal(sumHoldAvailableAmount)
+        : new Decimal(0),
+      sumAmount: sumAmount ? new Decimal(sumAmount) : new Decimal(0),
+      lastDate: lastDate || null,
+      firstDate: firstDate || null,
+    }
   }
 }
diff --git a/backend/src/util/validate.ts b/backend/src/util/validate.ts
index 0858ea50f..95e1bf699 100644
--- a/backend/src/util/validate.ts
+++ b/backend/src/util/validate.ts
@@ -30,9 +30,9 @@ async function calculateBalance(
   // TODO why we have to use toString() here?
   const balance = decay.balance.add(amount.toString())
   const transactionLinkRepository = getCustomRepository(TransactionLinkRepository)
-  const toHoldAvailable = await transactionLinkRepository.sumAmountToHoldAvailable(userId, time)
+  const { sumHoldAvailableAmount } = await transactionLinkRepository.summary(userId, time)
 
-  if (balance.minus(toHoldAvailable.toString()).lessThan(0)) {
+  if (balance.minus(sumHoldAvailableAmount.toString()).lessThan(0)) {
     return null
   }
   return { balance, lastTransactionId: lastTransaction.id, decay }
diff --git a/backend/src/util/virtualDecayTransaction.ts b/backend/src/util/virtualDecayTransaction.ts
deleted file mode 100644
index ff51ea4f5..000000000
--- a/backend/src/util/virtualDecayTransaction.ts
+++ /dev/null
@@ -1,52 +0,0 @@
-/* eslint-disable @typescript-eslint/no-unused-vars */
-import Decimal from 'decimal.js-light'
-import { SaveOptions, RemoveOptions } from '@dbTools/typeorm'
-import { Transaction as dbTransaction } from '@entity/Transaction'
-import { calculateDecay } from './decay'
-import { TransactionTypeId } from '@enum/TransactionTypeId'
-import { Transaction } from '@model/Transaction'
-import { User } from '@model/User'
-
-const virtualDecayTransaction = (
-  balance: Decimal,
-  balanceDate: Date,
-  time: Date = new Date(),
-  user: User,
-): Transaction => {
-  const decay = calculateDecay(balance, balanceDate, time)
-  // const balance = decay.balance.minus(lastTransaction.balance)
-  const decayDbTransaction: dbTransaction = {
-    id: -1,
-    userId: -1,
-    previous: -1,
-    typeId: TransactionTypeId.DECAY,
-    amount: decay.decay ? decay.decay : new Decimal(0), // new Decimal(0), // this kinda is wrong, but helps with the frontend query
-    balance: decay.balance,
-    balanceDate: time,
-    decay: decay.decay ? decay.decay : new Decimal(0),
-    decayStart: decay.start,
-    memo: '',
-    creationDate: null,
-    hasId: function (): boolean {
-      throw new Error('Function not implemented.')
-    },
-    save: function (options?: SaveOptions): Promise<dbTransaction> {
-      throw new Error('Function not implemented.')
-    },
-    remove: function (options?: RemoveOptions): Promise<dbTransaction> {
-      throw new Error('Function not implemented.')
-    },
-    softRemove: function (options?: SaveOptions): Promise<dbTransaction> {
-      throw new Error('Function not implemented.')
-    },
-    recover: function (options?: SaveOptions): Promise<dbTransaction> {
-      throw new Error('Function not implemented.')
-    },
-    reload: function (): Promise<void> {
-      throw new Error('Function not implemented.')
-    },
-  }
-  return new Transaction(decayDbTransaction, user)
-}
-
-export { virtualDecayTransaction }
diff --git a/backend/src/util/virtualTransactions.ts b/backend/src/util/virtualTransactions.ts
new file mode 100644
index 000000000..72c21b9e4
--- /dev/null
+++ b/backend/src/util/virtualTransactions.ts
@@ -0,0 +1,82 @@
+/* eslint-disable @typescript-eslint/no-unused-vars */
+import { Transaction } from '@model/Transaction'
+import { SaveOptions, RemoveOptions } from '@dbTools/typeorm'
+import { Transaction as dbTransaction } from '@entity/Transaction'
+import { TransactionTypeId } from '@enum/TransactionTypeId'
+import { calculateDecay } from './decay'
+import { User } from '@model/User'
+import Decimal from 'decimal.js-light'
+
+const defaultModelFunctions = {
+  hasId: function (): boolean {
+    throw new Error('Function not implemented.')
+  },
+  save: function (options?: SaveOptions): Promise<dbTransaction> {
+    throw new Error('Function not implemented.')
+  },
+  remove: function (options?: RemoveOptions): Promise<dbTransaction> {
+    throw new Error('Function not implemented.')
+  },
+  softRemove: function (options?: SaveOptions): Promise<dbTransaction> {
+    throw new Error('Function not implemented.')
+  },
+  recover: function (options?: SaveOptions): Promise<dbTransaction> {
+    throw new Error('Function not implemented.')
+  },
+  reload: function (): Promise<void> {
+    throw new Error('Function not implemented.')
+  },
+}
+
+const virtualLinkTransaction = (
+  balance: Decimal,
+  amount: Decimal,
+  holdAvailableAmount: Decimal,
+  decay: Decimal,
+  createdAt: Date,
+  validUntil: Date,
+  user: User,
+): Transaction => {
+  const linkDbTransaction: dbTransaction = {
+    id: -2,
+    userId: -1,
+    previous: -1,
+    typeId: TransactionTypeId.TRANSACTION_LINK,
+    amount: amount,
+    balance: balance,
+    balanceDate: validUntil,
+    decayStart: createdAt,
+    decay: decay,
+    memo: '',
+    creationDate: null,
+    ...defaultModelFunctions,
+  }
+  return new Transaction(linkDbTransaction, user)
+}
+
+const virtualDecayTransaction = (
+  balance: Decimal,
+  balanceDate: Date,
+  time: Date = new Date(),
+  user: User,
+): Transaction => {
+  const decay = calculateDecay(balance, balanceDate, time)
+  // const balance = decay.balance.minus(lastTransaction.balance)
+  const decayDbTransaction: dbTransaction = {
+    id: -1,
+    userId: -1,
+    previous: -1,
+    typeId: TransactionTypeId.DECAY,
+    amount: decay.decay ? decay.decay : new Decimal(0), // new Decimal(0), // this kinda is wrong, but helps with the frontend query
+    balance: decay.balance,
+    balanceDate: time,
+    decay: decay.decay ? decay.decay : new Decimal(0),
+    decayStart: decay.start,
+    memo: '',
+    creationDate: null,
+    ...defaultModelFunctions,
+  }
+  return new Transaction(decayDbTransaction, user)
+}
+
+export { virtualLinkTransaction, virtualDecayTransaction }