2013-04-16 10:05:26 +02:00

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jeffhowell
5387409
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# Loft insulation: stave off winter bills
## Now is the time to insulate your loft. Jeff Howell advises on how much you
need and what it will cost.
![Loft insulations: cut winter fuel bills][1]
By Jeff Howell 7:00AM BST 27 May 2009
[Comments][2]
If you are still getting over the shock of last winter's heating bill, then
you're probably not alone. Fuel prices are at a record high, and Britain's
recent winter temperatures have been the coldest for 13 years. Where's that
global warming when you need it?
Some scientists, who question the reasoning behind the carbon dioxide-induced
climate-change theory, are suggesting that we might actually be entering a
period of global cooling, rather than warming. But whether your motive is
saving the planet, or simply keeping warm, it is clear that thermal insulation
is important. The question is, how much insulation is realistic, and which
materials are the best?
Current government advice for loft insulation - as specified in the building
regulations for new homes (which, it must be stressed, do not apply to
existingproperties) is to have 270mm (10½in) thickness of insulation above the
top-floor ceilings. I am indebted to Sunday Telegraph reader Peter Williams,
who has asked me to explain exactly what this means.
It's a very good question. Different insulation materials have different
properties, and 270mm of one material might perform better or worse than
another.
Unfortunately, our present Government displays about as much understanding of
energy conservation as it does of banking, and it seems to think that if it
tells us to put 270mm of "insulation" in our lofts, then we will obey, and all
live happily ever after.
So let's get down to basics. The 270mm figure is based on fibreglass, chiefly
because this is at present the cheapest insulation material. If you started
with an uninsulated loft, and added this depth of fibreglass insulation, the
trade price for materials would be about £5.30 per square metre.
The 270mm figure comes from calculating the depth of fibreglass required to
provide the current loft insulation standard of 0.16W/m2K (watts per square
metre per degree Kelvin) - referred to as the U-value. U-values are like golf
scores - the lower the better.
Now, as many readers have found out, the problem with putting 270mm of
insulation between the top-floor ceiling joists, is that most joists are only
100mm (4in) deep, so the insulation stands well proud of the joists,
preventing them being boarded-over for storage. There is no point compressing
the insulation to squash it in, because this removes the air spaces that
provide the insulating effect.
If you want thick loft insulation and a boarded loft space, the only realistic
solution is to deepen the joists, by adding extra timber on top of them (or,
better still, to insulate between the rafters instead, but that is a separate
topic). The depth required can be reduced by using a more efficient insulating
material. However, most fibrous insulation products have similar properties to
fibreglass.
Mineral wool fibre loft insulation (sold as Rockwool), would also need to be
270mm deep to achieve a U-value of 0.16. Mineral wool fibre is claimed to be
less irritating to the installer's skin than fibreglass, although my own
experience is actually the opposite. It is also more expensive than
fibreglass, and would cost around £8.20 per sq m.
Fibreglass is also available "encapsulated" in a metallised polythene film
(such as Knauf's Space Blanket), that makes it completely non-irritant to
install. Two layers, totalling 300mm (12in) would cost about £12 per sq m.
The most thermally efficient insulation material is polyisocyanurate, or PIR,
sold as lightweight rigid foam boards - Kingspan, Celotex, and some other
brand names. The 0.16 U-value could be achieved using a PIR board 175mm (6¾in)
thick.
The disadvantages of PIR board insulation are its cost - about £21 per sq m to
achieve the 0.16 figure - and that, being rigid, it has to be cut accurately
to fit it between joists or rafters. This is easy enough in a relatively
modern house, where the joists are likely to be evenly spaced, but in an older
property it can be time consuming to measure and cut each piece to fit.
Many readers have asked about multi-foil or multi-layer insulation. This is a
30mm (1¼in) thick quilt, comprising 14 or more alternating layers of metallic
foil and thin foam, which the manufacturers claim has an insulation value
equivalent to 200mm (7¾in) of fibreglass. However, this has been queried by
scientists at the Building Research Association and the National Physical
Laboratory, who say its actual insulation value is only about one-third of
that.
But what about the latest green insulation products? Sheep wool is used to
make rolls of loft insulation, similar to those made from mineral wool fibre.
It is about 20 per cent more efficient, meaning the benchmark 0.16 U-value can
be achieved with a depth of 225mm (8¾in). It is a non-irritant material, and
the manufacturers claim that wool's natural ability to absorb moisture in
humid conditions, and give it off when dry, can help maintain stable
temperatures within a building.
Its one disadvantage is cost - from about £20 per square metre to achieve the
0.16 U-value. The manufacturers do claim it will retain its shape and thermal
properties for the lifetime of the building, however, unlike fibreglass and
mineral wool fibre, which will eventually degrade and collapse.
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